Terms of Use

The following terms and conditions apply to the use of the www.sapinda.com website (hereinafter referred to as the “Website”) of Sapinda Holding B.V. (hereinafter referred to as “SAPINDA”).

By perusing the Website and using the information provided on it, the user signifies his or her approval of these conditions. Where the conditions for specific products and services are at variance with these conditions, the conditions for the products and services prevail.

Legal Disclaimer

The information on this Website is for general informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security or any financial instrument or to provide any investment advice in any jurisdiction. SAPINDA is not providing specific investment advice to any individual viewing the content of this Website and does not represent that the securities or services described herein are suitable for any specific investor. Investors are advised not to rely on any information contained on this Website in the process of making a fully informed investment decision. SAPINDA expressly disclaims all liability in respect to actions taken based on any or all of the information on this Website.

SAPINDA is authorised at all times to amend, modify or discontinue the operation of this Website and the information and details on the Website (including this disclaimer) without prior notification. It is therefore advisable to review this Disclaimer and any other notices on the Website on a regular basis so that you are aware of any such amendments or modifications.

Use of the Website

The user of the Website is permitted to store, print, analyse and copy (in full or in part) the data and information on the Website for personal use only. Information on the Website may not be distributed, published, transferred, reproduced or made available to third parties in any other way without SAPINDA’s express written consent. No licensing rights or rights of use of any kind (except for personal use as described above) are granted to the user of the Website. SAPINDA retains all rights (including all registered property rights as well as the rights to all non-registered brands, copyright, texts, graphic material and logos) in relation to the information and services presented on the Website.

Links to the Website are not permitted without SAPINDA’s prior written consent.

Disclaimer of Warranty & Limitation of Liability

SAPINDA provides no guarantee whatever concerning the availability of, access to and use of the Website. Despite the care that it takes, SAPINDA is unable to guarantee that the information and data provided on the Website will be up to date, accurate or complete. The user accepts that access to and use of the Website, as well as the use of the information provided on it, are solely his or her personal responsibility.

SAPINDA is not responsible for the updating, improvement, renewal or deletion of information on the Website, nor is it responsible for maintenance of the Website or the networks and computer systems (owned by SAPINDA or otherwise).

This Website may provide links to other websites maintained by third parties. The inclusion of any such link does not imply any type of endorsement by SAPINDA of any material contained on any linked site. SAPINDA has no control over the linked sites and SAPINDA does not provide any guarantee concerning the content of those sites, does not vouch for the quality of the services and information provided on those sites, and is not responsible or liable for any content, information or other materials available on such sites.

SAPINDA does not in any way guarantee the security of the Website and, in particular, cannot rule out the possibility that unauthorised third parties may gain access to details entered by the user on the Website or that such entries will be intercepted and/or manipulated.

SAPINDA accepts no liability whatever for loss, costs, compensation or lost earnings arising directly or indirectly from the provision of the Website to the user or the use of the Website by the user or third parties, or arising from the access provided by the Website to other websites.

This exclusion of liability also extends to the management and staff of SAPINDA.

THIS WEBSITE AND ALL INFORMATION CONTAINED HEREIN IS PROVIDED “AS IS,” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF THIRD PARTY RIGHTS, FREEDOM FROM VIRUSES OR OTHER HARMFUL CODE, OR FITNESS FOR A PARTICULAR PURPOSE. YOU HEREBY ACKNOWLEDGE THAT YOUR USE OF THIS SITE IS AT YOUR SOLE RISK.

Supervision

Sapinda Holding B.V., its subsidiaries or any affiliates are not licensed to provide regulated financial services in any jurisdiction.

Privacy

SAPINDA processes user data in accordance with its privacy policy.

Applicable law

This website and all the information published on it (including this disclaimer) are governed by Dutch law. The Dutch courts have exclusive jurisdiction to adjudicate upon disputes in connection with the Website and the information provided on it.